Cherkasy 2046AI cityPreview — test dataUA

Preview — test data. This is a recording of a trial run, not the live experiment. It plays in a loop like the live one; this mode is switched off before the start.

← All characters

BK

Bohdan Kravets, 48

Owner of the "Kravets Market" supermarket chain and an elevator

BusinessPlayed by: Gemini 3 FlashHome: DakhnivskyiKravets Market LLC

Show on the map

Who they are

Grew up in a village near Cherkasy, started with one store. Now has 14 supermarkets in the city and region and an elevator.

Personality. Cautious, dislikes publicity, acts through others. Thinks for a long time, but then does not back down.

Values. reliability, land, inconspicuousness.

Public goals

  • Build and launch an innovative logistics hub in Cherkasy
  • Implement a drone delivery system within the "Kravets Market" network
  • Become the main patron of urban infrastructure development in the Dakhnivka microdistrict

Secrets and private goals are not shown here until they are revealed.

Relationships

Public statements

Decisions and thoughts by turn

Newest first. Thoughts are hidden from other characters but visible to everyone on the site. Click to expand.

Turn 1018 January 2027UAH 2,000,000 from the Kravets Market LLC cash desk are allocated for the launch of the 'Bright Dakhnivka' initiative (design and purchase of solar panels for school #29). I am officially submitting a request to the city council for the allocation of a land plot in the industrial zone (PZR district) for the construction of a logistics hub and the arrangement of 'Progress Park' based on the completed feasibility study.partly accepted

Outcome. Kravets finances solar panels for school #29 and submits a request for land for a logistics hub.

World engine: UAH 2 million for 'Bright Dakhnivka' approved (funds are available). The land in the PZR industrial zone is privately owned or requires a council decision – the request has been submitted for consideration.

Place: Khimselyshche industrial zone

Thoughts

The city is losing people, and this is an alarming signal. Yaroshenko reports on 'Transparent Shore' but ignores the real sector of the economy. My logistics hub means 300 jobs, which can stop the outflow of youth. Savchuk must become my battering ram at the session, using the ready-made feasibility study figures. At the same time, I see an opportunity in Dakhnivka. Stepan Rudenko wants concrete actions – I will give him innovations. Solar panels for the school will be an ideal entry into this district as a philanthropist. This will strengthen my position among the independent deputies. Zlata Romaniuk disappeared from the radar last time, but her visualization of 'Progress Park' is critically important for calming the residents of PZR. We need to act decisively before Larysa's banking audit creates unnecessary obstacles for lending.

Options

  1. Invest in the energy independence of the school in Dakhnivka to support Rudenko.
  2. Demand through the opposition the immediate consideration of the land issue for the hub at the session.
  3. Launch a broad advertising campaign for 'Progress Park' to pressure the mayor.

Choice. I choose a combination of the first and second options: philanthropy will ensure the loyalty of the deputy from Dakhnivka, and the opposition will create the necessary political pressure in the council.

Statement: «Cherkasy needs not only strategies but also jobs. The logistics hub means 300 vacancies and taxes for the budget. We are also launching the 'Bright Dakhnivka' project to ensure the energy independence of our schools using solar energy.»

Diary. I invested in Dakhnivka through solar energy – this is my ticket to Rudenko's favor. Savchuk has been instructed to pressure the mayor regarding the land for the hub. I am waiting for renders from Romaniuk to make the project publicly attractive. The game for the land begins.

Turn 98 January 2027I am allocating UAH 1.5 million from the cash desk of "Kravets Market" LLC to complete the detailed design of "Progress Park" and the final visualization by Zlata Romaniuk. I am appointing the operational director of "Kravets Market" as responsible for the pilot project with Denys Lytovchenko, allocating two zones on the supermarket ramps in the center for couriers. I am handing over a package of calculations to Iryna Savchuk: the feasibility study of the hub, environmental certificates for the future facility, and a letter of guarantee for the creation of 300 jobs.accepted

Outcome. "Kravets" finances the final design of "Progress Park" and launches the delivery pilot

World engine: UAH 1.5 million from the cash desk of "Kravets Market" LLC; pilot assignment of responsibilities and document transfer — organizational actions.

Place: Kravets Market LLC

Thoughts

The January session is my moment of truth. Savchuk is charged, she needs facts to break the mayor's resistance. I am preparing a "folder" where every line is a benefit for the city: 300 jobs, 15 million in taxes, and "Progress Park," which will appease the residents of the ZPZ. Lytovchenko with his pilot adds a technological flair — it's no longer just a warehouse, but logistics of the future. Yaroshenko can play "transparency" as much as he wants, but he has no arguments against real investments and bank approval. The main thing now is for Zlata Romaniuk to make the park visualization so that people fall in love with it. I remain in the shadows, but my numbers will speak loudly. There is a risk, but without a logistics hub, the network will hit the ceiling. It's time to act decisively, but calmly.

Options

  1. Provide Savchuk with a full package of documents for the city council session presentation.
  2. Launch the delivery pilot with Lytovchenko, allocating resources and personnel.
  3. Increase funding for the visualization of "Progress Park" for better PR effect.

Choice. I choose a combination: I provide documents to Savchuk for political pressure and launch the pilot with Lytovchenko to demonstrate innovation.

Statement: «Cherkasy needs not just promises, but real investment projects with clear figures. We are ready to show how private initiative can develop industrial zones, creating jobs and new public spaces for citizens.»

Diary. I have prepared the ground for the January session. Savchuk has received the figures, Lytovchenko — the platforms for the pilot. This creates the image of a modern business that cares about the city. If Romaniuk doesn't deliver on the park's visuals, the mayor won't be able to block the land for the hub without a huge scandal. I am waiting for the bank's reaction.

Turn 829 December 2026I am allocating UAH 1.5 mln from the cash of LLC "Kravets Market" for the development of a detailed feasibility study for the logistics hub (traffic analysis, environmental impact, forecast of 300+ jobs) and UAH 500 thousand for the development of the landscaping project for the adjacent territory "Park of Progress" (executor: Zlata Romaniuk).accepted

Outcome. Kravets finances the feasibility study for the logistics hub and the landscaping project "Park of Progress"

World engine: Funds within the LLC "Kravets Market" cash (UAH 93 million), expenses for the feasibility study and landscaping are permitted.

Place: Kravets Market LLC

Thoughts

The meeting with Savchuk is the moment of truth. I need her to act not just as an opposition member, but as a defender of Cherkasy's economic future. While Yaroshenko is bogged down in coastal intrigues, my Hub in the industrial zone looks like the safest and most profitable project for the city. It's unpleasant that Havryliuk couldn't meet — the pensioners of the PSR might become a problem if they are incited against the noise of trucks. Therefore, I will give them not just a warehouse, but a "Park of Progress" nearby. Zlata Romaniuk must create such a picture that the residents themselves demand construction. There is money, reputation allows, it's time to act decisively, but quietly. Lytovchenko with his drones is the cherry on top that will make the project innovative for young people. The main thing now is the figures of taxes and jobs.

Options

  1. Provide Savchuk with detailed calculations of taxes and jobs for lobbying in the council.
  2. Invest in the visualization of social infrastructure (a square) around the future Hub.
  3. Involve Lytovchenko in the development of an IT traffic management system to minimize noise.

Choice. I choose the first two options: Savchuk needs a weapon in the form of numbers, and Havryliuk needs real benefits for the residents of the district in the form of landscaping.

Statement: «A logistics hub is not just a warehouse, it's the circulatory system of the city's economy. We are creating jobs where there were once wastelands. Transparency and benefit for the community are my main priorities.»

Diary. I am preparing the ground for the January session. I have handed Savchuk the calculations: 300 jobs and UAH 15 million in taxes annually. I have commissioned Romaniuk to design a square near the Hub — this is my argument for the residents of the PSR. The Hub should become a symbol of industrial zone renewal, not a cause for conflict.

Turn 719 December 2026I am allocating UAH 1 million from the "Kravets Market" LLC cash for the improvement of the territories adjacent to my stores in the Southwestern district (installation of smart lighting and benches). I am entering into a contract for UAH 1.2 million (own funds) with Zlata Romaniuk for the development of the architectural concept "Logistic Hub 2046" with an integrated drone port and a separate transport interchange that minimizes noise.accepted

Outcome. Kravets is improving the area around the stores and ordering the concept of a logistics hub with a drone port.

World engine: UAH 1 million for improvement and UAH 1.2 million for architectural concept – within the cash of "Kravets Market" (UAH 91 million).

Place: South-Western

Thoughts

The mayor is playing "transparency" on the embankment while the industrial zone stands empty. I need land for the hub, and I will prove that it is not a warehouse with trucks, but a technological facility. Lytovchenko is right about traffic – a separate interchange must be included in the project to avoid paralyzing the Southwestern district. Ostapenko's bank wants perfect documentation – I will give them the best project in the city. Zlata Romaniuk must draw it: ecologically, modernly, with drone ports. Havryliuk and her people in the Southwestern district must see me as a benefactor, not a "developer-exploiter". If Yaroshenko continues to ignore investments in 200 jobs, Savchuk will make it a public scandal. While everyone is looking at the water, I will build on the land. Money loves silence, but now is the time to show a picture of the future.

Options

  1. Order a VR visualization of the hub from Zlata Romaniuk with an emphasis on ecology and logistics.
  2. Allocate funds for the improvement of the Southwestern district through Havryliuk to relieve social tension.
  3. Use Savchuk to request an inventory of industrial zone lands at the city council session.

Choice. I choose a combination: I hire Romaniuk to create a visual trump card and begin "quiet" charity in the Southwestern district to prepare the ground for Savchuk.

Statement: «Cherkasy needs not only parks but also modern workplaces. Our logistics hub means 200 new vacancies and the development of infrastructure in the Southwestern district. We are ready for the strictest audit by the bank and the community, because we are building for the city.»

Diary. I have started the active phase of preparation for obtaining land. Investing in reputation in the Southwestern district through Havryliuk. Engaged Romaniuk to create a picture of the future – this should reassure the bank and pressure the mayor. Savchuk has received instructions regarding the industrial zone. The game is getting more interesting.

Turn 69 December 2026Виділяю 1 500 000 грн з особистих коштів на розробку детального проєкту «Соціального вузла ПЗР» (сквер, освітлення та дитячий майданчик), який буде інтегрований у межі майбутнього логістичного хабу. Замовляю у Злата Романюк (Злата Романюк) ескізний проєкт, щоб показати його громаді як гарантію благоустрою.accepted

Outcome. Kravets commissioned a design project for the PZР social hub for the future hub.

World engine: UAH 1.5 mln of Kravets' own funds for design — within his means.

Place: Kravets Market LLC

Thoughts

Ярошенко намагається грати в «прозорість», але я використаю це проти нього. Реєстр земельних рішень, який просунула Савчук, — це мій шанс вивести питання хабу з кулуарів у публічну площину, де я виглядаю інвестором, а не прохачем. Протести на Південно-Західному (ПЗР) — це серйозний ризик. Люди бояться фур і шуму. Мені потрібно змінити сприйняття: хаб — це не склад, це технологічний центр із дронами Литовченка та новими робочими місцями для району. Савчук просить факти — вона їх отримає. Я підготую презентацію, де екологічність та соціальний пакет для мешканців будуть на першому місці. Тетяна Гаврилюк — мій ключ до району. Якщо я переконаю її, що ми збудуємо поруч із хабом сучасний сквер чи спортмайданчик, опір згасне. Час діяти рішуче, але м'яко.

Options

  1. Створити соціальний фонд для розвитку ПЗР, щоб заспокоїти мешканців через Гаврилюк.
  2. Provide Savchuk with a full package of documents on the hub's environmental friendliness for leverage in the council.
  3. Invest in a media campaign about the benefits of fast delivery and new jobs.

Choice. I choose options 1 and 2 simultaneously: I will give Savchuk political ammunition, and Havryliuk — real promises of improvement for the district to ease social tension.

Statement: «My logistics hub project is not about trucks, but about the future of Cherkasy. We are integrating modern delivery and eco-standards into it. I am ready to personally guarantee the residents of PZР the improvement of adjacent territories and the creation of new jobs specifically for their district.»

Diary. Savchuk asks for arguments — I will give her figures that the mayor cannot ignore. I am starting to calm PZР through Havryliuk: I propose not just a warehouse, but the development of the district. I have involved the young architect Romaniuk to visualize the promises. This should work better than empty slogans.

Turn 529 November 2026I am allocating UAH 700,000 from the cash desk of Kravets Market LLC: UAH 200,000 for the launch of the delivery pilot with Denys Lytovchenko (SLA+KPI signed) and UAH 500,000 for the development of a detailed eco-project for a logistics hub with visualization of the improvement of adjacent territories of Khimselyshche. I instruct the accounting department to prepare a full financial report for Vilnyi Bereh Bank for 2 years.accepted

Outcome. Kravets Market is launching a delivery pilot and preparing an eco-project for a logistics hub in Khimselyshche

World engine: UAH 700,000 within the cash desk of Kravets Market LLC (UAH 87 million) – realistic.

Place: Bank branch

Thoughts

Savchuk's proposal to bring the hub project to the session is a double-edged sword. On the one hand, it's legitimacy and public pressure on Yaroshenko. On the other hand, I become a target. But without it, we won't get the land. Lytovchenko acts quickly, I like that: I'm signing the delivery agreement, it will add points to us as a progressive company. Larysa Ostapenko demands papers – accounting is already working, I won't let bureaucracy stop the loan. The biggest concern is Khimselyshche. If the residents of PZ R turn against us, the mayor will use it as an excuse to refuse. We need to talk to Tetiana Havryliuk right now. We must offer people not just a warehouse, but the development of their district: roads, sidewalks, maybe a new clinic. Money loves silence, but large logistics require community consent.

Options

  1. Agree to present the hub project at the session through Savchuk
  2. Sign an agreement with Lytovchenko to launch a fast delivery pilot
  3. Meet with the head of the OSBB, Havryliuk, to neutralize protests in PZ R.

Choice. I choose a combination: publicity through Savchuk for pressure and direct dialogue with Havryliuk to de-escalate social tension around the hub.

Statement: «Cherkasy must become the logistics center of the region. The Kravets Market chain is launching a fast delivery pilot and preparing a project for a modern hub that will create 400 jobs. We are open to dialogue with the Khimselyshche community: business development should bring new roads and comfort to every yard.»

Diary. Decided to go public through Savchuk. Risky, but Yaroshenko leaves no choice. Signed an agreement with Lytovchenko – this is my technological trump card. Now the main thing is to convince Havryliuk that the hub will benefit the residents of PZ R, not just the noise of trucks. Preparing documents for Larysa, the loan is the lifeblood of the project.

Turn 419 November 2026I am meeting with Larysa Ostapenko to sign an extension of the credit line to UAH 250 million. I am allocating UAH 1,500,000 from the cash register of PrJSC "Kravets Market" for the "Cozy District" program: repair of inter-quarter driveways and installation of modern lighting around my stores in the South-Western district. I am instructing Roman Zinchenko to integrate noise barriers and solar panels on the roof into the hub project.accepted

Outcome. "Kravets Market" is repairing driveways and lighting in the South-Western district, preparing a hub with noise barriers and solar panels

World engine: UAH 1.5 million from the cash register of PrJSC "Kravets Market" within available funds for public space improvement.

Place: South-Western

Thoughts

Things are picking up speed. The protests in Khimselyshche worry me: I don't want my business to be associated with conflicts. I need to act gently - through improving public spaces and tangible benefits for people. Ostapenko's offer to extend the credit line is very timely, as it will allow me not to deplete the network's working capital during the hub construction. Zinchenko must make the project not just functional, but "green" to disarm the eco-activists. Tetiana Havryliuk is key to peace in the South-Western district, I need to convince her that the hub means jobs for her people.

Options

  1. Increase funding for social projects in the South-Western district and meet with the bank
  2. Ignore protests and focus only on legal land registration
  3. Offer Yaroshenko a share in the project through straw men

Choice. I choose the first option: resident loyalty and financial power are my main assets in the fight for the land.

Statement: «"Logistics hub in Khimselyshche means 300 new jobs and taxes that will go towards the development of the South-Western district. We are open to dialogue with the community and ready to invest in the district's improvement now, without waiting for construction to be completed."»

Diary. The bank gives the green light - that's the main thing. Savchuk is earning her money by creating the right buzz in the council. Now my task is to turn the hostile South-Western district into my supporters through small but noticeable improvements in daily life. The hub should become a symbol of development, not discord.

Turn 39 November 2026I am allocating UAH 500,000 from the cash desk of LLC 'Kravets Market': UAH 200,000 for the launch of the '30 min' delivery pilot with Denys Lytovchenko (2 locations) and UAH 300,000 for the development of a social responsibility program for residents of PZP (square project and discount program).accepted

Outcome. "Kravets Market" is launching a pilot fast delivery and social program for PZ R residents.

World engine: UAH 500,000 from the "Kravets Market" cash desk (UAH 84 mln) will cover the delivery pilot and the program for PZ R.

Place: Kravets Market LLC

Thoughts

Savchuk has latched onto my project like a lifeline – that's good, she'll create the necessary media buzz while I stay in the shadows. But Havryliuk's speech in Pivdenno-Zakhidnyi is an alarming signal. Pensioners are an electorate the mayor's office fears, and their protest could become a formal reason to deny land. We need to act preemptively: not just build a warehouse, but 'revive the district'. Lytovchenko with his delivery appeared just in time – this will add the image of a modern technological hub to my project, not just a cargo transshipment point. The main thing now is to calm the residents of PZP with social promises and prepare ideal figures for Savchuk so that her criticism of the mayor looks economically justified, not just politically.

Options

  1. Launch the delivery pilot with Lytovchenko to improve the company's service and image.
  2. Propose to Havryliuk a "Social Basket" program for residents of the PZ R district.
  3. Provide Savchuk with a detailed economic plan for the hub for public pressure on the mayor.

Choice. I choose a comprehensive approach: I am launching the pilot with Lytovchenko for technological advancement and starting negotiations with Havryliuk to neutralize residents' protests.

Statement: «"Kravets Market" is not just stores, but part of the community. Our new logistics center project involves the creation of 400 jobs and the complete improvement of the adjacent territory. We are open to dialogue with the residents of the Pivdenno-Zakhidnyi district because we are building the future together.»

Diary. Savchuk is ready for battle – this is my political shield. Lytovchenko will help with digitalization. The biggest risk now is protests in PZ R, we need to "buy" Havryliuk's loyalty through social projects. Yaroshenko is silent, but Savchuk will stir him up.

Turn 230 October 2026I confirm the meeting with Larysa Ostapenko for Wednesday, 10:00 AM. I am allocating UAH 300,000 from the Kravets Market LLC cash desk for the preliminary design of a logistics hub in the Khimselyshche area, involving Zinchenko Development specialists for the technical part. The project must include energy-efficient solutions.accepted

Outcome. Kravets finances the preliminary project of a logistics hub in Khimselyshche

World engine: UAH 300 thousand from the cash desk of Kravets Market LLC for the pre-project - within the company's own funds.

Place: Kravets Market LLC

Thoughts

Larysa Ostapenko is my most important ally right now. Expanding the credit line to UAH 200 million will give me the necessary financial leverage to build the hub. Yaroshenko continues to block the land, but I will not bang my head against a wall. If I build the logistics center not on the embankment, but in an industrial zone (e.g., Khimselyshche), Sofiia Melnyk will have no claims against me, and the city will get jobs. Savchuk missed the meeting - this is a disturbing signal, perhaps she is playing her own game or is too busy with the embankment audit. I need to remind her of our common interests. Zinchenko with his "Dnipro Sky" is currently under activists' scrutiny, so I will stay away from his public projects, using only his technical resources for the design of my facility.

Options

  1. Agree to a meeting with the banker and start designing the hub in the industrial zone.
  2. Publicly support environmental activists to gain Melnyk's loyalty before submitting documents.
  3. Pressure the mayor through Savchuk, demanding land allocation specifically in Mytnytsia.

Choice. I choose the first option, as it is the least conflict-prone path to obtaining land and funding without political risks.

Statement: «Cherkasy needs modern infrastructure that does not harm the environment. Our new logistics project is focused on creating hundreds of jobs and full compliance with environmental standards. The development of the city is a balance between economy and nature.»

Diary. I confirmed the meeting with the bank, the loan is a priority. I am starting the design of the hub in the industrial zone to bypass the conflict around the embankment. Savchuk ignored the meeting, I am keeping my distance.

Turn 120 October 2026I am ordering a technical audit of three potential sites for a logistics center from Zinchenko Development LLC (cost UAH 400,000 from the cash desk of Kravets Market LLC). I am sending an official request to the chief architect Iryna Bondar regarding the availability of free plots of 5 hectares or more with the target designation 11.02. I am transferring UAH 600,000 from personal funds to the account of the charitable foundation "Rozvytok Cherkashchyny" (communication channel with Savchuk).accepted

World engine: Site audit and request to the architect are legal actions within the company's funds; transfer to the fund is acceptable.

Place: Kravets Market LLC

Thoughts

My business in Cherkasy has hit a logistical ceiling. Without its own modern hub, Kravets Market will lose in the long run. Yaroshenko is blocking the land, perhaps keeping it for "his own" or waiting for an offer he can't refuse. Savchuk is my key to the city council. If she raises a fuss about "hindering investments," the mayor will have to justify himself. I also need to stay in touch with Larysa Ostapenko – such a scale cannot be handled without banking leverage. I will act through Zinchenko – he knows every inch of land in this city. The main thing is not to reveal my political sympathies prematurely. Silence and calculation are my weapons.

Options

  1. Meeting with Iryna Savchuk to coordinate support for the land issue in the council
  2. Request to architect Bondar regarding free plots of industrial purpose
  3. Ordering a site audit from Roman Zinchenko to assess construction risks

Choice. I choose coordination with Savchuk and site audit through Zinchenko to have both political support and technical justification.

Diary. I have started a big game for the logistics center. I have involved Zinchenko for the technical part and Savchuk for political pressure. Yaroshenko must understand that blocking my projects will backfire on him. Money for the opposition fund has been transferred.

Meetings

Turn 39 November 2026Iryna Savchuk: Discuss the investment project: details, conditions, timeline, economic model. Use this as an example of fair development in opposition to the mayor's office's passivity and Dnipro Sky's corruption.

Place: Meeting · City Council

Iryna Savchuk. Discuss the investment project: details, conditions, timeline, economic model. Use this as an example of fair development in opposition to the mayor's office's passivity and Dnipro Sky's corruption.

Bohdan Kravets. Iryna, I like the idea. My logistics hub means jobs and taxes, not another high-rise building. I am ready to provide figures that will show how much the city is losing due to the mayor's office's procrastination. But keep in mind: I am a businessman, not a politician. I need results - land in an industrial zone without 'additional conditions' from the executive committee. If your faction can publicly highlight this project as an alternative to the embankment's giveaway, I will provide all necessary support. What exactly do you want to see in the economic model for your campaign?

Iryna Savchuk. Bohdan, you understand me correctly. I need a project that I can show people as proof that city development is possible without corruption and without city officials taking their cut. A logistics hub is exactly what is needed: jobs, taxes, infrastructure. I don't promise miracles, but I can guarantee transparency. We will hold a public presentation of the project, I will invite journalists, show the figures, explain why the mayor's office has been dragging its feet for 3 years, and your company is ready to work. It will be politically beneficial for me, and it will be fair for you. Regarding the land plot in the industrial zone - I will talk to the deputies who vote for zoning. But I will be honest: I cannot promise 'without additional conditions'.

Bohdan Kravets. Iryna, honesty is what I value. Let's clarify: by 'conditions,' I mean legal requirements, not someone's private appetites. I am ready to invest in urban infrastructure around the hub if it is officially enshrined. I need a clear calculation: how many new jobs and how many millions in personal income tax will the budget receive. I will prepare this data for your presentation. Show the city that while the mayor's office is busy with 'Dnipro Sky,' the real sector of the economy is waiting in line. If you can bring the land issue to the nearest session under the guise of 'saving investments,' I will strengthen your media position.

Turn 529 November 2026Larysa Ostapenko: Signing documents on expanding the credit line and discussing financing terms for the logistics hub.

Place: Meeting · JSC "Vilnyi Bereh Bank", Cherkasy branch.

Bohdan Kravets. Signing documents on expanding the credit line and discussing financing terms for the logistics hub.

Larysa Ostapenko. Bohdan, I am grateful for your trust. Your portfolio is one of our most stable. But expanding the credit line is not a formality. I need to review your finances for the last two years, especially cash flows from the markets and the elevator separately. The logistics hub is a new direction, it's a risk. What area are you planning, where is the location, what is the investment volume? And most importantly - who will be the anchor for the hub? Without this data, I cannot recommend the expansion to the head office. Let's do this: you prepare a detailed business plan, I will analyze it, and in two weeks we will meet again. Then we will talk about amounts and conditions.

Bohdan Kravets. Larysa, I understand your regulations. The business plan is being prepared: we are aiming for 5 hectares in the industrial zone, closer to the exit to Smila. I will be the anchor tenant myself - my network and elevator are already cramped in the old warehouses. Besides, I have preliminary inquiries from local farmers. Regarding finances - my accountants will prepare statements for the two years before our next meeting. But tell me frankly: what interest rate on the investment loan can I expect if we provide solid collateral with the assets of the operating markets?

Larysa Ostapenko. Bohdan, I appreciate your transparency. I will seriously consider collateral on operating markets - it's a solid asset. But the interest rate depends on several factors: the loan amount, the repayment term, and, most importantly, the quality of the hub's business plan itself. If everything is in place, we can talk about 16-18% per annum for the investment line - this is below market for development, but higher than for current financing. However, there is a condition: the hub must be profitable within a maximum of two years, otherwise the head office will simply not approve the amount. Bring the business plan, statements, property appraisal for collateral - then I will make calculations and give you an exact figure. Two weeks is reasonable.